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May 29
Home Information Packs were introduced in 2007 with the aim of speeding up the process of selling a house by presenting buyers with much of the conveyancing information right from the start such as local searches, property information and Title Deeds. (more…)
May 21
With the catastrophic events of the past two years in the banking industry, mortgage borrowers unsurprisingly lack confidence in finding the best mortgage option to best suit their needs. A recent survey has concluded that seeking advice from an independent financial adviser is the best policy to follow before choosing a mortgage. (more…)
May 15
There is good news all round it seems for those in the market for a mortgage. Firstly, according to research from Moneyfacts Group, mortgage rates have dropped to their lowest level in a year.
August 2009 saw rates peak and since then, the average two year fixed rate mortgage has dropped from 5.21% to 4.63%. The two year fixed rate is seen as the indicator of the mortgage market. (more…)
May 01
Despite a small recovery in the housing market over the months prior to the general election, many industry experts are warning of a sharp halt to this as a result of a hung Parliament. A decisive result either way would have been a much better result for the property market as there would be more certainty over the future, where as a hung Parliament represents uncertainty and indecision. There is much to it, which is outlined below. But the overriding message is to fix mortgage rates now before it’s too late. (more…)
